Nearbuck Privacy Policy

Who we are and what this policy covers

This Privacy Policy applies to the Nearbuck Android app published on Google Play as "GST Billing & Invoice Maker" (package name com.nearbuck.android), the Nearbuck iOS app (bundle ID com.nearbuck.ios), the Nearbuck desktop and web apps, and the website https://www.nearbuck.com (together, the "Services").

• App name: GST Billing & Invoice Maker
• Android package name: com.nearbuck.android
• iOS bundle ID: com.nearbuck.ios
• Developer name: Nearbuck GST Invoice Maker, Billing App
• Legal entity: Nearbuck Technologies
• Address: Koramangala, Bengaluru Karnataka, India , 560095
• Contact email: nearbuckofficial@gmail.com

In this policy, "Nearbuck", "we", "us" and "our" refer to Nearbuck Technologies, the developer of the apps listed above.

Consent

By using our Services, you consent to this Privacy Policy and agree to its terms. For our Terms and Conditions, please visit the Terms & Conditions. You can withdraw your consent at any time by deleting your account as described below.

Information we collect

We collect the following information:

• Account information: your name, phone number, email address and sign-in details.
• Business information: business name, address, GSTIN, logo, bank and UPI details you choose to print on bills, and staff members you add.
• Business records you create: bills, invoices, estimates, purchases, expenses, items and inventory, and payments.
• Customer and supplier (party) details you enter or import, such as names, phone numbers, addresses and GSTINs. You are responsible for having the right to share this information with us.
• Photos and files you choose to upload, such as logos, item images and documents.
• Subscription and payment information, such as your plan and payment status. Card, UPI and bank payment details are handled by our payment provider and are not stored by us.
• Device and usage information: device model, operating system, app version, IP address, crash logs, and how you use the app's features.
• Information you send when you contact us, such as your name, email, phone number and the contents of your message.

We do not use your information to track you across apps or websites owned by other companies, and we do not sell your personal information.

App permissions

The apps ask for the following permissions only when you use the related feature. You can deny or turn off any permission in your device settings; the rest of the app will keep working.

• Camera (Android & iOS): To take photos for your business profile, items and documents, and to scan barcodes.
• Photos / media library (Android & iOS): To pick images for your business profile, items and documents. We only access the images you select.
• Location (Android & iOS): To set your business address on the map. Location is used only while you use this feature and is not tracked in the background.
• Bluetooth and local network (Android & iOS): To find and connect to thermal and Wi-Fi printers so you can print bills and receipts.
• Notifications (Android & iOS): To send reminders and important updates about your account, bills and payments.
• Contacts (Android): To let you import customers and suppliers (parties) from your phone contacts. Contacts are only read when you choose to import them.
• SMS (Android): To automatically read the one-time password (OTP) we send during sign in, and to let you send bills and payment reminders to your parties by SMS. We read only the OTP message sent by our server and do not read any other messages.
• Phone (Android): To fill in your phone number during sign in and to let you call your parties from the app.

How we use your information

• Provide, operate and maintain the Services
• Create, store and sync your bills and business records across your devices
• Verify your identity and keep your account secure
• Process subscriptions and payments
• Send you notifications, reminders and service updates
• Improve, personalise and develop new features, and fix crashes and bugs
• Provide customer support
• Send you promotional messages about our products, which you can opt out of at any time
• Find and prevent fraud, and comply with legal obligations

Third-party services

We share information with the following service providers only as needed to run the Services. They process it on our behalf under their own privacy policies.

• Google Firebase (Authentication, Cloud Firestore, Cloud Storage, Cloud Messaging, App Check): Sign in, secure storage and sync of your business data across devices, and push notifications.
• Google Firebase Analytics, Crashlytics and Performance Monitoring: Understanding how the app is used, and finding and fixing crashes and performance problems.
• Google Play Services and Google Maps: Phone number sign in, OTP auto-fill and choosing a location on the map.
• Razorpay: Processing subscription payments. We do not store your card, UPI or bank details; they are handled by Razorpay.

We may also disclose information if required by law, or to protect the rights, property or safety of Nearbuck, our users or others. We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so.

Data retention and account deletion

We keep your information for as long as your account is active, so that your business records stay available to you on all your devices.

You can request deletion of your account and all associated data at any time by emailing nearbuckofficial@gmail.com from your registered email address or with your registered phone number. We will delete your account and personal data within 30 days, except for information we must keep to meet legal, tax or accounting obligations, which we keep only for as long as the law requires. Crash and analytics data is kept in anonymised or aggregated form.

Data security

We are committed to keeping your information secure. Data is sent over encrypted connections (HTTPS) and stored on secure Google Cloud infrastructure with access controls. No method of transmission or storage is completely secure, but we use suitable measures to prevent unauthorised access or disclosure.

Cookies and log files (website)

Our website uses cookies and standard log files to understand web traffic and improve the site. Log files may include IP address, browser type, internet service provider, date and time, referring and exit pages, and number of clicks. This information is not linked to information that personally identifies you. You can choose to decline cookies in your browser settings, which may prevent you from using some parts of the website.

Your rights and choices

Depending on where you live, you have the right to:

• Access – request a copy of your personal data.
• Correction – ask us to correct information that is inaccurate or incomplete.
• Deletion – ask us to delete your personal data.
• Restriction and objection – ask us to restrict or stop processing your personal data, under certain conditions.
• Data portability – ask us to transfer your data to you or to another organisation, under certain conditions.
• Opt out of marketing – stop receiving promotional messages at any time.

These include rights under India's Digital Personal Data Protection Act, the EU/UK GDPR and the California Consumer Privacy Act (CCPA). To exercise any of these rights, email us at nearbuckofficial@gmail.com. We will respond within 30 days.

Children's information

Our Services are meant for businesses and are not directed at children. Nearbuck does not knowingly collect any personal information from children under the age of 13. If you think your child has given us this kind of information, please contact us immediately and we will promptly remove it from our records.

Changes to this policy

We may update this Privacy Policy from time to time. We will post the updated policy on this page and change the "Last updated" date above. Please check this page from time to time to make sure you are happy with any changes.

Contact us

If you have any questions about this Privacy Policy or your data, contact Nearbuck Technologies at nearbuckofficial@gmail.com or write to us at Koramangala, Bengaluru Karnataka, India , 560095.